Correspondent / Conduit Portal

Conditions on the secondary market are getting tougher as loan volumes continue to fall and margins are pinched. Still, investors are under pressure to increase business and improve margins while working with fewer resources.

Lenders want to do business with investors that offer accurate pricing and quick due diligence turn around. In the midst of numerous industry challenges, it is crucial for investors to provide lenders with an elevated selling experience in order to keep them coming back. By streamlining the due diligence process and providing real-time status throughout a complex process, it becomes much easier for lenders to transact with investors. However, to improving the seller experience, investors must implement solutions that will help them work smarter, not harder.

Using manual processes to conduct day-to-day business is no longer acceptable. Investors must adopt new technologies that will help them capitalize on marketplace changes in order to remain competitive by offering lenders best-fit pricing, product eligibility and rapid AU approvals - without waiting for IT to get the job done.

Establishing Trusted Relationships

Loan-Score’s correspondent/conduit solution combines the power of our Best X Pricer™, our Bulk Pricer™, and our AUS with a robust seller-facing correspondent fulfillment portal for the secondary market. The system enables investors to quickly respond to market dynamics and roll out preferred pricing and product requirements to lenders. This establishes a level of service that secures repeat business, ensures loan quality and maximizes profits.

Loan-Score’s solution accelerates electronic loan delivery, improves the consistency and accuracy of due diligence, and streamlines the processing of loans with common attributes from secondary to investor purchase. And, your sellers will be pleased that they can easily manage commitments such as master forwards, pair offs, forward sub commitments and loan substitutions. Furthermore, the solution offers investors a solid medium to reach more sellers, while dramatically strengthening the seller-buyer relationship and facilitating trust.

The result is increased business, reduced costs and improved margins across the board.

Key Features

  • Provides instant decisioning on flow, bulk, mini-bulk and forward commitments
  • Eliminates the need to e-mail Excel spreadsheets
  • Reduces kicked back/rejected loans
  • Returns accurate eligibility & best-ex pricing
  • Renders AU approvals & provides conditions & exceptions management
  • Accelerates loan purchases & funding
  • Dramatically strengthens the seller-investor relationship & facilitates trust
  • Provides up-to-date seller pipeline visibility & status for both seller & investor
  • Seller account definition and management
  • Rate lock and submission
  • Batch loan import and evaluation
  • Commitment management
  • Delivers automated event notifications
Next Steps
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